Homeowner Security Hub

Your complete guide to protecting your home, family, and property. Whether you're choosing your first security system or upgrading an aging setup, start with our free Security Scorecard to see where you stand.

Current Alerts — Updated March 2026

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Porch piracy is up 47% YoY — video doorbells with package detection are the single most effective deterrent. What to do →

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Key relay attacks on keyless entry cars are epidemic in suburban driveways. Your fob signal passes through walls. $12 fix →

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Default router credentials are the most common home network attack vector. If you haven’t changed yours, your devices are exposed. How to fix →

Where are you in your homeowner journey?

New Homeowner Existing Owner Landlord / Rental Property

Three Steps to a Safer Home

Not sure where to begin? These free tools will help you assess your current security, identify gaps, and understand real costs.

Our Top Picks for Homeowners

Every product below has been independently tested and reviewed by our editorial team. No pay-to-play, no sponsored placements.

Best Overall SimpliSafe Professional monitoring from $17.99/mo No contract, DIY install in under an hour, and professional monitoring that actually works. SimpliSafe is our top recommendation for most homeowners. Read full review →
Runner-Up Ring Alarm Pro $10/mo monitoring Best for Alexa households. Built-in eero Wi-Fi router, no contract, and affordable monitoring. Less polished app than SimpliSafe but a strong ecosystem play. See comparison →

See all alarm system picks →

The Weekly Briefing

One threat. One fix. One product. Every Tuesday.

Home security tips, product alerts, and threat updates for homeowners. No spam. No sponsored content. Unsubscribe anytime.

Key Guides for Homeowners

Expert buyer's guides and how-to articles written specifically for homeowners — independently researched, regularly updated.

Best Home Security Systems 2026 Side-by-side comparison of the top security systems — pricing, features, monitoring options, and contract terms explained. Read the guide → Best Security Cameras 2026 Indoor, outdoor, wired, and wireless — our tested picks for every budget and use case. Read the guide → Best Smart Locks 2026 Keyless entry, auto-lock, remote access, and guest codes — the best smart locks for front doors, rentals, and Airbnbs. Read the guide → Home Network Security Guide Secure your router, set up a guest network, and protect every connected device in your home from intrusion. Read the guide → Emergency Kit Guide What to pack in a 72-hour go bag, where to store it, and how to build a home emergency kit that actually covers your family's needs. Read the guide →

Comparisons for Homeowners

Can't decide between two popular systems? Our side-by-side comparisons break down pricing, features, contracts, and real-world performance.

Current Threats Homeowners Face in 2026

Understanding what you're protecting against is the first step to choosing the right security setup.

Package Theft

An estimated 49 million Americans had at least one package stolen in the past year. Video doorbells and smart lockboxes are the most effective deterrents. Read our package theft guide →

Daytime Break-Ins

Most residential burglaries happen between 10 AM and 3 PM when homes are empty. Visible security cameras, motion-activated lights, and monitored alarm systems reduce break-in risk by up to 60%.

Smart Home Vulnerabilities

Unsecured IoT devices (cameras, locks, thermostats) are increasingly targeted by hackers. Default passwords, outdated firmware, and unencrypted connections are the top attack vectors. Read our IoT security guide →

Fire & CO Risks

House fires cause $8.9 billion in property damage annually. Smart smoke and CO detectors like Nest Protect send phone alerts when you're away and tell you which room has the problem. Fire escape plan guide →

Catalytic Converter & Car Theft

Vehicle-related theft continues to rise, especially catalytic converter theft. Driveway cameras and GPS trackers are your best defense. Catalytic converter theft prevention →

New Homeowner vs. Existing Homeowner

Just Moved In?

  • Rekey or replace all exterior locks immediately
  • Change the garage door opener code
  • Check all windows for functional locks
  • Install a video doorbell within the first week
  • Set up a home security system before unpacking
  • Meet your neighbors and exchange contact info
  • Test all smoke and CO detectors; replace batteries
  • Review your home insurance policy for security discounts

Full new homeowner security checklist →

Already Settled In?

  • Audit your current setup: are cameras positioned correctly?
  • Update firmware on all smart home and security devices
  • Check and replace smoke/CO detector batteries (every 6 months)
  • Review camera footage storage: is it cloud or local?
  • Walk your property at night to find dark spots and blind zones
  • Test your alarm system with your monitoring company
  • Check door frames, strike plates, and hinges for wear
  • Prune bushes near entry points that provide cover for intruders

Full home hardening guide →

Insurance Discounts for Security Systems

Most major homeowners insurance providers offer discounts of 5%–20% for monitored security systems. Some also discount for smoke detectors, deadbolts, and water leak sensors.

  • Professionally monitored alarm system: Typically 5%–20% discount. Most insurers require a certificate from your monitoring company.
  • Smoke & CO detectors: 2%–5% discount for interconnected, monitored smoke and CO detectors.
  • Water leak sensors: Some insurers offer 2%–5% for leak detection systems that prevent water damage claims.
  • Deadbolts on exterior doors: 1%–3% for deadbolts on all entry points. Smart locks with auto-lock count.
  • Security cameras: Some insurers discount for visible exterior cameras, though this varies widely by provider.

Call your insurance agent and ask specifically what security features qualify for discounts. Many homeowners leave hundreds of dollars on the table. Full insurance discounts guide →

Smart Home Integration

A security system is more powerful when it works with the rest of your smart home. Here's what to prioritize.

Voice Assistants

Alexa, Google Assistant, and Siri can arm your system, check camera feeds, and lock doors. Ring integrates best with Alexa; SimpliSafe works with both Alexa and Google. Apple HomeKit support remains limited across security systems.

Automation Routines

Set your system to arm automatically at bedtime, turn on porch lights when motion is detected, or lock all doors when you leave the house. These automations reduce the chance of human error — the leading cause of security gaps.

Network Security

Every connected device is a potential entry point. Use a dedicated IoT VLAN or guest network for smart home devices, update firmware regularly, and never use default passwords. Home network guide →

Emergency Protocols Every Homeowner Needs

Fire

Practice your escape plan twice a year. Every bedroom needs two exit routes. Designate an outdoor meeting point. Keep fire extinguishers on every floor — check the gauge monthly. Fire escape plan →

Power Outage

Verify your security system has cellular backup (most monitored systems do). Keep flashlights and a battery-powered radio accessible. A UPS battery backup for your router keeps cameras running for 1–4 hours. Power outage guide →

Gas Leak

Know your gas meter shutoff valve location. If you smell gas: don't flip switches, open doors as you leave, and call your gas company from outside. Some smart home sensors can detect natural gas and alert you. Gas leak response →

Assess & Plan Your Security

Home Security Checklist

Room-by-room interactive checklist to identify gaps in your home security. Track your progress as you harden each area.

Start checklist →

Security Scorecard

Answer a quick assessment to get a personalized security score and prioritized recommendations for your home.

Take assessment →

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Homeowner Starter Kit

SimpliSafe + Nest Protect + Schlage Encode Plus

Three layers of protection. One cart.

Add All to Amazon Cart → Affiliate disclosure

Frequently Asked Questions

Do I need professional monitoring?

Not necessarily. Professional monitoring means a 24/7 call center contacts emergency services when your alarm triggers — useful if you travel often or want peace of mind. Self-monitoring (via app alerts) is free and works well if you can respond quickly. Most systems, including SimpliSafe and Ring, offer both options. Professional monitoring typically costs $10–$25/month.

Can I install a security system myself?

Yes. Most modern security systems — SimpliSafe, Ring Alarm, Abode, Cove — are designed for DIY installation with peel-and-stick sensors, step-by-step app guides, and no wiring. A typical setup takes 30–60 minutes. Professional installation is available from ADT and Vivint but usually involves a contract and installation fee.

What's the best security system without a contract?

SimpliSafe is our top pick for contract-free security. Plans start at $17.99/month for professional monitoring with no long-term commitment — cancel anytime. Ring Alarm and Abode also offer no-contract monitoring plans. Avoid ADT and Vivint if you want flexibility, as they typically require 3–5 year agreements.

How many cameras do I need?

For most homes, 3–5 cameras provide solid coverage: one video doorbell, one or two covering the backyard and side entrances, and one indoor camera for a main hallway or living area. Larger properties or homes with detached garages may need more. Start with entry points and expand based on blind spots you discover.

Do security cameras actually deter burglars?

Yes. A University of North Carolina study found that 60% of convicted burglars said the presence of a security system or cameras would cause them to choose a different target. Visible cameras are more effective than hidden ones for deterrence. For evidence gathering, a combination of visible and discreet cameras works best.

Should I get local or cloud camera storage?

It depends on your priorities. Local storage (like Eufy) means no monthly fees and your footage stays on your property. Cloud storage (Ring, Arlo) means footage survives even if a burglar steals your camera. The ideal setup is both: local storage as your primary archive with cloud backup for critical events.

How do I secure sliding glass doors?

Place a security bar or cut-to-fit dowel in the track to prevent forced opening. Install a secondary lock at the top of the door frame. Apply security film to the glass to make it shatter-resistant. Add a glass-break sensor connected to your alarm system. These four steps cover the most common sliding door vulnerabilities.

What's the difference between a security system and a smart lock?

A security system monitors your entire home — doors, windows, motion, fire, CO — and can dispatch emergency services. A smart lock controls a single door's access with features like remote unlock, auto-lock, and guest codes. They work best together: the smart lock handles access control while the security system handles threat detection and response.

Affiliate disclosure: This page contains affiliate links. We may earn a commission if you purchase through them, at no extra cost to you. Commissions do not influence our recommendations. Full disclosure →

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